Last updated: 16 April 2026
We want every member to feel confident about their decision to join. This policy is designed to be fair and transparent. If you have any questions before subscribing, email us at bankpediaa@gmail.com.
If you request a refund within 14 days of your subscription payment and you have attended fewer than 3 classes, you are eligible for a full refund. No questions asked.
Refund requests made after 14 days, or by members who have attended 3 or more classes, are reviewed on a case-by-case basis. We consider the circumstances and try to reach a fair resolution.
Refund requests made after the current billing period has ended are not eligible for a refund. You can cancel auto-renewal at any time to prevent future charges.
Annual subscribers receive a discounted rate compared to monthly billing. Because of this discount, the refund terms are different:
Within the first 14 days and fewer than 3 classes attended: full refund available.
After 14 days: pro-rated refunds for unused months may be provided in exceptional circumstances only (e.g., medical emergency, relocation abroad).
Pro-rated refunds are calculated based on the standard monthly rate, not the discounted annual rate.
To request a refund, follow these steps:
Send an Email
Email us at bankpediaa@gmail.com with the subject line "Refund Request".
Include Your Details
In the email, include your registered email address, date of payment, and reason for the refund request.
Wait for Confirmation
We will review your request and respond within 3 business days.
Receive Your Refund
Approved refunds are processed within 5 business days to the original payment method used during purchase.
Cancellation and refund are two different things:
Stops future auto-renewal charges. Your Inner Circle access continues until the end of your current paid period. No money is returned.
Returns money to your original payment method. If approved, your Inner Circle access is revoked immediately upon refund processing.
If an auto-renewal payment fails due to insufficient funds, expired card, or any other reason, we will attempt to notify you by email. Your Inner Circle access may be temporarily paused until the payment issue is resolved. No refund is applicable for failed payment periods where access was not available due to payment failure on your end.
We may make exceptions to this policy in the following cases:
Technical issues on our end that prevented you from accessing classes or features for an extended period.
Duplicate charges caused by payment system errors.
Circumstances that are clearly beyond your control (documented medical emergency, etc.).
All exceptions are at our sole discretion and decided on a case-by-case basis.
| Scenario | Refund |
|---|---|
| Within 14 days, fewer than 3 classes | Full Refund |
| Within 14 days, 3 or more classes | Case by Case |
| After 14 days (monthly) | Case by Case |
| After billing period ended | Not Eligible |
| Annual plan (exceptional cases) | Pro-rated |
For any refund-related queries, contact us at:
Bankpediaa Skill Lab
Operated by Yogesh Kumar
Email: bankpediaa@gmail.com
WhatsApp: +91 79824 36541
We aim to respond to all refund requests within 3 business days.
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